Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Author - Sam
Updated: December 1, 2023 | Credit Card Review With the TD Clear Visa Platinum Credit Card you can either choose a $1,000 credit limit card or a $2,000 credit limit card (you will still need to be approved for the limit you choose). Based on that limit, you will have to pay a $10 monthly fee or $20 monthly fee respectively, as the card membership fee. You don't pay any interest on the card, however, the monthly fee acts as a 10% "interest rate" which you pay automatically as if you maxed out the card. So instead of paying interest only if you have a balance, you are paying a 10% fee every month. If you plan to max out the card, then this card is good for you because the fee is less than the average interest rate on credit cards. But if you don't max out your cards, you are better off going with a regular card that has interest. Then you pay interest only if you have a balance, not as an automatic monthly fee.
- Credit: Good credit needed
- Credit bureau: TD bank will usually pull your Experian credit report
- Check application status: You can check your application status by calling 1 888 561 8861
- Quickest way to get my card: Right after approval, you can walk into a TD branch and have them print your physical credit card for you. You can get it even as quick as the same day you are approved.
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $0-$0
Avg. Credit limit$0
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Get reimbursed for up to $500 per claim (with a $50 deductible) if your cell phone breaks or gets lost or stolen. To activate coverage, you need to pay your monthly cell phone bill with your TD Clear Visa Platinum Credit Card. Max 2 claims per year, max $1,000 per year.
